Martine Bonhoure
Coldwell Banker Realty


For a first-time home buyer, it’s important to realize that there are specific steps that should be followed when buying a house.
Buyers who attempt to purchase a house without a plan in place often experience home buyer’s remorse or even worse, their purchase is unsuccessful.
The Guide below will help you to navigate through the process of buying a home.

Pre-Qualification: Meet with a mortgage broker and find out how much home you can afford. It will help you set a realistic budget and expectations when beginning to shop for your new home.

Hiring a Real Estate Agent: It’s important to partner with a Real Estate Agent you feel completely comfortable with. A Realtor can help you find your dream home, that meets both your needs and your budget.
They will help bring clarity to the complicated process of buying a home. You’ll want to go with an experienced and knowledgeable Realtor who you can be sure will represent your best interests.

Visualizing Your Dream Home: Once you’ve established a price range, it’s time to decide what type of home will best suit your lifestyle. Think about things like access to schools, recreational facilities, what the neighborhood is like, and so on. Why you’re choosing to buy should help answer these questions for you — so think about it carefully. You may want to put this down in writing and create a needs v/s wants list.

Pre-Approval: The next step to buying a house is to get pre-approved by a local mortgage lender. The primary reason why it’s vital to hire a local mortgage lender is because they have an understanding of the local real estate market and the local buying process. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender.
Buyers who have a pre-approval have an advantage over other home buyers who may only have obtained a mortgage pre-qualification. The extra effort and time to get a pre-approval could be the
difference between securing a dream home or not, should there be a multiple offer situation.

The Home Search: Remember, shopping for a home is a process that, whenever possible, should not be rushed. Make sure that you perform adequate research on the area, neighborhoods and the homes available on the market before you buy. Keep track of all the information you need to help you in this important decision. Take notes and pictures of the homes you tour to help you remember your favorites and the features you liked. 

Closing: Your Real Estate Agent can help you place an offer that the seller will either accept, counter, or reject.
After you’ve negotiated an offer, you’ll need to conduct a home inspection and deal with any repairs (the cost of which you can negotiate with the seller).
Finalize your mortgage.
The day before closing request a final walk through to to ensure things are like they were when they wrote the purchase offer. The final walk through also provides you the opportunity to make
sure any repairs that were agreed upon from any inspections have been completed.

Buying a house involves a lot of preparation, work and execution.  It helps to know you are not alone and that you have, at your disposal, your Agent’s professional expertise.


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Martine Bonhoure

Martine specializes in all facets of Real Estate, from selling and buying existing properties to ground up new developments and home conversions.

Martine, a leader in the luxury and development market, has an extensive expertise of real estate sales along with an unsurpassed reputation for quality, results-oriented service and support.
Martine constantly stays on top of sophisticated technology which has allowed her to become a forerunner in making the marketing and selling of real estate a science.
Her talents and on-target recommendations are always based on facts and reliable market analysis, and on her vast knowledge of real estate and the market.
Patient yet persistent, she is also highly detail oriented and a very determined negotiator.

If you're looking for a positive, helpful partner who is ready to provide you with exceptional service, call her today!