Martine Bonhoure
Coldwell Banker Residential Brokerage

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Did you know about Corporate Relocation Benefits ?

Corporate Relocation Program Highlights-Home search and Loan

  • Loan amounts up to $1.5 million
  • Primary residence only
  • Combined loan to value up to 95%
  • Discounted rate and points from First Tech published rates which are already competitive
  • Low down payment options include: 80% (first mortgage) -10% (second loan) -10% ( Down) or 80%-15%-5%. No Mortgage Insurance required.
  • Maximum Debt to Income 45%
  • Minimum credit score of 640 with single home loan program.
  • Foreign National Friendly –Assigned credit score is 740, unless US credit score available.
  • Only 10% down needed for Foreign Nationals.
  • This is a conventional loan

Call  720 556 8579  to find out more

Criteria for Eligibility in the Corporate Relocation Program

  • Confirmation by employer’s corporate relocation counselor of relocation benefits via phone or email.
  • Member must be reimbursed for some portion of the move expense.
  • Purchase of new home must be made within 12 months of start date in new location.
  • Purchase Agreement.
  • Commute from new home to old office must be 50 miles greater than the commute from old home to old office.
  • NO SELF-EMPLOYED.
  • Must be a Full-Time Employee.
  • Spouse income: Evidence of new employment starting by close of escrow must be provided.

    All criteria must apply for Eligibility

Low Down Payment Option- Only 3% down Payment

First Tech’s 97% LTV Loan Program can get you into a home with as little as 3% down!

  • Only 3% down payment required
  • Conventional Loan
  • Loans up to $417,000
  • No prepayment penalties
  • Owner occupied only
  • Maximum Debt to Income 43%

Call 720 556 8579  to find out more

Experience the difference with First Tech Federal Credit union

Over a half-century ago, a few astute people at Hewlett-Packard and Tektronix had a vision to strengthen financial futures. They saw the potential of uniting human dedication and technological innovation for a greater good. That’s the heart of First Tech Federal Credit Union.

What our founders recognized many years ago still holds true today. People within technology-driven companies are wired differently. Their passion for innovation has revolutionized the world, and they’re making tomorrow’s dreams a reality today. They also have unique financial needs that traditional banks simply can’t address.

If you want to bank with someone who’s looking out for your best interests, then you’re exactly where you need to be. You see, we do things a little differently here at First Tech.
Member company employees have access to exclusive services that save money on fees, earn higher rates on their money while offering the lowest credit services costs in the industry.

Our Home Loan services include: Exclusive Global & Domestic Relocation Programs, Home Purchase & Refinancing loans options as well as No JUNK FEES.. No Underwriting fee No Processing Fee No Document Preparation Fees or FedEx Fees Average Savings of $1195-$1795 over other Mortgage provides. We evolve based on what you need. We listen with open minds and we do our best to walk in your shoes. We do everything we can to take the “bank” out of banking and help you manage your financial life, effortlessly.

Today, First Tech is nearly 350,000 members strong and serves employees of the world’s most forward-thinking companies, including HP, Microsoft, Agilent Technologies, Amazon, Cisco and many more.

We’re here to make your banking experience effortless  and we think you’ll love the difference.

Meet John Beranich your Loan Officer

John has been helping borrowers with home loan financing for 20 plus years. He is dedicated to providing the borrower with the best loan possibilities in the market. He will make your job easier.Because we retain servicing on every home loan, you will always know who to call and where to send your payments. Give me a call today for more information and to learn more about your home loan options.